People that become owners in Harbour Island fall in love with the island. They start buying a house using it and realize that the price of upkeep is high and end up deciding to rent it to offset the ownership cost.
Their homes are usually homey; they take pride in ownership and are maintaining them properly for them and for their client. It is very rare to find people to buy homes in Harbour Island solely for rental income. Owners of those vacation homes are usually for the majority non-Bahamian.